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SME Credit Underwriting Manager at NBS Bank Plc

  • Full Time
  • Blantyre
  • Salary: 00

NBS Bank Plc

NBS Bank Plc invites applications from suitably qualified and experienced candidates to fill a vacant post named below, tenable in Credit department at the Bank’s Head office in Blantyre.


Purpose of the Job

Reporting to the Credit Manager, the purpose of the position is to manage Credit Underwriting for SME and evaluate all credit requests in the SME Underwriting unit of NBS Bank PLC in line with Credit Policies, Procedures, Standards and regulatory requirements.

Summary of Key Responsibilities

  • Assists the credit manager in the formulation of annual plans for SME credit operations that feed into the overall credit department strategy.
  • Researches on industry trends in respect of the SME sector.
  • Analyses the business growth, development and performance of the assigned portfolio (in respect of innovation, regulatory changes, customer and risk and compliance requirements for inclusion in the department’s annual operating plan.
  • Reviews and projects resources, infrastructure, technical requirements and projects for the assigned units for inclusion into the annual operating plan.
  • Analyses, reviews and recommends SME credit requests outside Delegated Lending Authorities to the Credit Manager
  • Analyses credit requests and makes decisions in line with delegated lending mandates and NBS Bank credit policies.
  • Handles supporting roles for credit committee i.e. preparation of packs, minutes and updating of matters arising.
  • Ensures compliance with statutory, regulatory and supervisory requirements (Prudential limits, etc) and further ensures that prudential and internal breaches are identified and adequately mitigated,

Qualifications and Experience

  • Minimum of a Bachelor’s Degree in Accountancy, Business Administration, Business Management, Economics, Statistics, Banking & Finance, or any related field from a recognized tertiary institution.
  • Minimum of 3 years exposure in Credit environment especizily SME lending.

Knowledge and Skills Requirements

  • Strong interpersonal skills
  • Strong organisation and analytical skills
  • Good communication and presentation skills at all levels.
  • Above average computer aptitude (MS Office Packages)

Method Of Application

Candidates meeting the above minimum requirements and are interested in the above position should send their applications and up- dated Curriculum Vitae with names of three (3) referees, and copies of certificates, to the following address:

Head of Human Resources

NBS Bank Plc

P.O. Box 32251,

Chichiri, BLANTYRE 3

Or alternatively, send your application and Curriculum Vitae to [email protected]

The closing data for receiving applications is Friday, 14 June, 2014 Only shortlisted applicants shall be acknowledged.

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